Ratings

Ratings provide information about the ability of a debtor to meet its financial obligations in full and on time. They therefore allow an assessment of a business’s continued existence as a going concern and its development prospects.

In future, the rules developed by the Basel Committee on Banking Supervision will require banks to back their loans with capital to a varying extent, depending on the credit standing of the debtor. This will oblige banks to examine the economic position of businesses in greater detail when processing loan applications. In addition to the existing “hard".